Fischbein Insurance Company

Fischbein Insurance Company

HOMEABOUTSOLUTIONSSERVICESCONTACTID THEFTCondo LiabilityApartment LiabilityHOME"When it comes to Insurance. We've got a great view after all its our middle name!"

Since 1913

Fischbein Insurance Services, looks at your insurance differently than the ones down the block. Thats why we specialize in commercial insurance and risk management, offering a package of coverages that fit your property or business needs from top to bottom!We can offer you: * Custom coverages that minimize possible gaps and costly duplications * Professional agents and underwriters, specialists in your business field * Competitive and flexible pricing * A comprehensive Identity Protection Sevice to protect an Individual from fraud * Service a return on your investmentABOUT

About Us

Protecting the foundation of your Business

Fischbein Insurance Services was established in 1913 and has evolved to one of the leading sources for insurance protection and risk management. Lead by Merrill J.Fischbein, Associate of Risk Management, since 1962, we can provide your business with an open window to the insurance marketplace.We specialize in the following lines of insurance: *Apartment Owners Insurance * Condominium Legal Liability * Directors and Officers Liability * Identity Theft Protection * Professional Errors and Omissions Liability * Restaurant Owners Insurance * Renters Legal LiabilityLorem ipsum dolor sit amet, consectetuer adipiscing elit. Fusce tempor arcu ac urna. Fusce congue eleifend mi. Pellentesque metus sem, elementum eu, rhoncus sed, gravida sit amet, nulla. Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean condimentum, odio quis pharetra dignissim, diam nisl dignissim diam, eu interdum magna erat sit amet felis. Etiam non felis at urna tempus luctus. In ullamcorper nisl congue elit. In convallis nibh vitae justo. Quisque ac lectus vitae sem consequat sagittis. Donec turpis nisi, feugiat sollicitudin, fermentum vitae, volutpat sed, ligula.SOLUTIONS Apartment Owners InsuranceCondominium Legal LiabilityDirectors and Officers LiabilityIdentity Theft ProtectionOffice Building InsuranceProfessional Errors and Omissions LiabilityRestaurant Owners Insurance Renters Legal Liabilityslide 1

OFFICE BUILDING INSURANCE

Professional agents and underwriters, specialist in Commercial Real Estate. Our agents and underwriters are highly trained professionals who specialize in providing insurance for Office Building owners. They understand your unique insurance concerns.Competitive and flexible pricing. We offer flexible pricing plans designed to reflect the unique characteristics of your property, taking into consideration limits, coverage and deductible requirements, past loss experience and loss prevention efforts, and hazard control and safety protection features.The high-quality service you deserve. You expect quality service, and that is what you will get-customized coverage accompanied by excellent service through professional, knowledgeable and responsive agents and claims representatives. slide 2

Identity Theft Shield

What Is Identity Theft... When most people think of Identity Theft they only think financial; however the other 4 types have the most severe and life altering consequences: You get pulled over for a routine traffic stop and it turns out somebody else received tickets in your name because they used your DL InformationSomeone gains employment in your name and didn't pay any taxes, or they have applied for Your Social Security benefitsSomeone uses your medical insurance and they have a diagnosis that prevents you from receiving treatmentSomeone commits a crime in your name and you could be arrested Loans, credit cards, cars, cell phones, utilities, home finance, etc. are purchased in your name

Click HERE to Enroll

slide 3

D and O LIABILITY

Director & Officer Liabilty Insurance is coverage for directors and officers of a company for their negligent acts or omissions, and for misleading statements that result in suits against the company, often by shareholders. Directors and Officers insurance policies usually contain two insuring agreement’s: * Personal coverage for individual directors and officers who are not indemnified by the corporation for their legal expenses or judgments against them. Some corporations are not required by their corporate or state charters to provide indemnification * Corporate reimbursement coverage for indemnifying directors and officers.Entity coverage for claims made specifically against the company may also be available as well as coverage for Employees and Others.slide 4

RESTAURANT INSURANCE

Professional agents and underwriters, specialist in restaurant industry. COMPETITIVE pricing. We offer flexible pricing plans designed to reflect the unique characteristics of your business, taking into consideration limits, coverage and deductible requirements, past loss experience and loss prevention efforts, and hazard control and safety protection features.The customized service you deserve. Insurance is an important part of your business' financial security. You expect quality service. And that is what you will get-customized coverage accompanied by excellent service through professional, knowledgeable and responsive agents and claims representatives.Rewards for running a safe restaurant. We can reduce your premium up to 15 percent if you have low losses.Page 5Condominium Legal Liability (CLL)CLL Insurance transfers the risk and financial exposure for condominium owner/residet caused damagesProvides a unique, association-based property damage liability program designed to protect condominium associations, owners and residents from losses originated and caused by owners/residents. CLL policy names the condominium association as primary insured; owner/resident are listed as additional insuredOwners/Residents cannot autonomously cancel coverage; only the condominium association can cancel the policy. Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Fusce tempor arcu ac urna. Fusce congue eleifend mi. Pellentesque metus sem, elementum eu, rhoncus sed, gravida sit amet, nulla. Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean condimentum, odio quis pharetra dignissim, diam nisl dignissim diam, eu interdum magna erat sit amet felis. Etiam non felis at urna tempus luctus. In ullamcorper nisl congue elit. In convallis nibh vitae justo. Quisque ac lectus vitae sem consequat sagittis. Donec turpis nisi, feugiat sollicitudin, fermentum vitae, volutpat sed, ligula.Page 6Professional Errors and Omissions LiabilityTodays companies are challenged with huge volumes of data to manage and protect while trying to maintain growing network infrastructures. Losing control of these intangible assets can result in significant loss and expense. Nearly every day the costs of failure are detailed in the news through reports of criminal hackers compromising sensitive information and in damage done by disgruntled employees and cyber extortionists.Fischbein Insurance Services and its affiliated Insurers has developed a cyber risk insurance program to help business manage the network security and privacy risk exposures that have the potential to significantly impact their balance sheets. Page 7Apartment Owners Legal Liability Insurance (RLL) RLL Insurance transfers the risk and financial costs of residents caused damages and lossesA unique, community-based property damage liabilityprogramThe policy is issued with the owner as the named insured, and residents are listed as additional insuredsAn economical risk management tool designed to fulfill residents' contractual legal lease obligations at no cost to the communityCoverage of up to $100,000 per occurance, subject to policy provisionsMore InfoSERVICES

The Office Building Insurance Program Offers:

Optional Coverage's

Earthquake (in selected areas)Earthquake Sprinkler Leakage (Building LimitGlass Deductable Buy-BackFine Art's ($50,000 Limit) Employee Benefits LiabilityEmployers LiabilityHired and Non-owned Auto LiabilityOwned Commercial AutoMore InfoCONTACTContact us:email: m

Merrill Fischbein

Fischbein_earthlink.net

address:

Fischbein Insurance Services

1660 Highway 100 S, Suite 500

Minneapolis, MN 55416

telephone: 952-956-9644

fax: 952-956.9645

ID THEFTIDENTITY RESTORATIONCoverage begins as of your membership effective date. Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.With the Identity Theft Shield SM a trained expert will take the steps to help restore your name and credit for you!THINK YOUR NOT AT RISK?Do you hand your credit card to servers at restaurants? Do you sign your credit cards? Do you supply personal information over the internet? Do you keep your Social Security number in your wallet or purse? Do you leave mail at your home or business for the postal carrier to collect? Do you shred unwanted mail with personal information?

CONTINUOUS CREDIT MONITORINGSuspicious activity will be brought to your attention, providing you with early detection.You'll receive prompt notice if the credit repository (Experian) is notified that: New accounts have been opened in your name Derogatory notations have been added to your credit report Public records have been added to your report Inquiries have been made against your report A change of address has been requested

Condo LiabilityCondominium Legal Liability (CLL)CLL Insurance transfers the risk and financial exposure for condominium owner/residet caused damagesProvides a unique, association-based property damage liability program designed to protect condominium associations, owners and residents from losses originated and caused by owners/residents. CLL policy names the condominium association as primary insured; owner/resident are listed as additional insuredOwners/Residents cannot autonomously cancel coverage; only the condominium association can cancel the policy. More InfoApartment LiabilityRenters Legal Liability Insurance (RLL) RLL Insurance transfers the risk and financial costs of residents caused damages and lossesA unique, community-based property damage liabilityprogramThe policy is issued with the owner as the named insured, and residents are listed as additional insuredsAn economical risk management tool designed to fulfill residents' contractual legal lease obligations at no cost to the communityCoverage of up to $100,000 per occurance, subject to policy provisionsMore Info2009 ALL Rights Reserved created by NuMarketing Concepts Edina, Minnesota 55435Page 1Page 2