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THE DISTINGUISHED PROGRAMS GROUP
COMMON AREA PACKAGE PROGRAM
Program Highlight
Electronic Policy
Issuance
Competitive Pricing
Single Application-Quick Turn
Around
Full Coverage for Phased
Projects (Developer Controlled)
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Automatic Renewals for 2 Years on
Completed Projects
Association Owned Maintenance
Vehicles (When written with Package
Policy) |
Property Coverage Highlights
Special Form subject to Policy’s Terms,
Conditions and Exclusions
Replacement Cost Coverage to TIV
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Coverage to $3,000,000 (excess
available)
Agreed Value – No Coinsurance
(Upon receipt of Reserve Study)
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General Liability Coverage Highlights
Standard ISO-based Commercial
General Liability Occurrence Form
Includes Contractual Liability
Includes Personal and Advertising
Injury
Includes Products/Completed
Operations Coverage
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Employee Benefits Liability Coverage
Available
Includes Hired and Non-Owned Auto
Liability
No Exclusion for Assault/Battery while
Protecting Persons or Property.
First Dollar Defense—No Deductible |
Crime Coverage Highlights
Includes Board Members, Property Managers, and their Employees
$250,000 (excess available)
Eligibility
CAPP Is
Designed for Planned Unit
Developments and Homeowners
Associations consisting of Single
Family Homes or Town Homes
Individually Insured by Each Owner.
Includes Coverage for Clubhouses,
Pools, Sport Courts, Fences, Streets
and other Common Area Property
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CAPP Is Not:
Residential property
Lakes with powerboat usage
Owned stable, golf courses,
restaurants, or Marinas
Armed Security Guards
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Fischbein Insurance Services
1660 Highway 100 South, Suite 500
Minneapolis, MN 55416-1551
952.956.9644
CLICK HERE TO SEND MAIL@fischbeininsurance.com
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