Homeowner's Insurance

Unfortunately disastrous occurrence happens in our lives. Many times the items that provide us comfort, security and shelter are destroyed, stolen or vandalized.



Unexpected things can take place – a friend or a friend’s child may be injured on our property. A liability suit may occur when we least expect it or financially can afford it.

Why do We need a homeowner’s insurance policy?

For most people, our home is the largest single investment we will ever make. A Homeowner’s insurance policy provides coverage for damages to your home. Your policy also covers additional buildings such as pole barns, tool sheds and a detached garage.

Homeowner’s personal property – A Homeowner’s Insurance policy covers your home’s contents and the policyholder’s belongs. Most of us don’t add up the replacement cost for a home’s furnishing. But, think about all of those possessions you spent years accumulating – and then consider there replacement cost! In today’s home expensive home entertainment system are common place. The typical electronics found in a home should also be covered by your homeowner’s policy.

Personal Liability – Covers many costly liabilities that we never consider. A workman is injured on your property. Your dog or cat bites or scratches someone. Someone falls down your stairs because there was ice on the stairs. The possibility for these types of liabilities is endless. Your homeowner’s policy should provide financial protection for you.

Homeowner's Insurance Form

Fischbein Insurance Services
1660 Highway 100 South, Suite 500
Minneapolis, MN 55416-1551
952.956.9644

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