Fischbein Insurance Services

Fischbein Insurance Services

Credit Report

Evaluate your current credit standing with:
  • An up-to-date credit report through Experian at no added cost
  • A personal credit score calculated by an independent scoring service
  • A detailed analysis of your personal credit score

    Experts recommend that you review your credit report regularly. The Identity Theft Shield SM makes it easy.
  • Continuous Credit Monitoring

    Suspicious activity will be brought to your attention, providing you with early detection.
    You'll receive prompt notice if the credit repository (Experian) is notified that:
  • New accounts have been opened in your name
  • Derogatory notations have been added to your credit report
  • Public records have been added to your report
  • Inquiries have been made against your report
  • A change of address has been requested


  • After you enroll, we'll mail your membership materials to you. This benefit is available to you after you complete a "Consumer Report and Monitoring Authorization Form" provided in your membership materials or you may call 1-800-654-7757 after your membership is processed by Pre-Paid Legal .








    Think you're not at risk?

  • Do you hand your credit card to servers at restaurants?
  • Do you sign your credit cards?
  • Do you supply personal information over the internet?
  • Do you keep your Social Security number in your wallet or purse?
  • Do you leave mail at your home or business for the postal carrier to collect?
  • Do you shred unwanted mail with personal information?


  • Identity Restoration

    Coverage begins as of your membership effective date. Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.

    With the Identity Theft Shield SM a trained expert will take the steps to help restore your name and credit for you!


    Help reduce your out-of-pocket expenses and time spent away from work with valuable services from detection to resolution


    Kroll's Licensed Investigators will work on your behalf to help correct identity theft issues you have with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Federal Trade Commission, Social Security Administration, Department of Motor Vehicles, U.S. Postal Service, law enforcement personnel...and other organizations that may be affected.

    Fraud alert notifications will be sent on your behalf to all three credit repositories, Social Security administration, Federal Trade Commission, U.S. Postal Service and affected credit card companies and financial institutions.

    Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county's records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent

    Would you know what to do if it happened to you?

  • Call your bank and/or credit card company
  • Contact the three major credit repositories
  • Go through the helpful but extensive steps recommended by the Federal Trade Commission in its 30-page consumer support publication
  • Fill out and submit the affidavit form supplied by the PTC to dispute new, unauthorized accounts
  • Spend countless hours and an average of $1,200 in out-of-pocket expenses* in your efforts to resolve the many problems caused by identity thieves

  • OR with the Idenity Theft Shield:

    Get REGULAR MONITORING of your credit report and let the experts in the field do the work for you!

     

    This plan covers you and your spouse!